IdentityTheft occurs when an attacker obtains personal information from a natural or legal person and uses it illegally, for example, to carry out a fraud or crime. The identity of a person is made up of their personal data such as name, telephone, address, photographs, social security number, bank account numbers… In short, any data that allows that person to be identified.
This is actually very important and dangerous at the same time because you will be responsible for what the thief does while using your personal information. You could have to pay or suffer what the thief buys, does, etc. This is true even if you don’t know anything about what you made or bought.
If the bank account details have been obtained, the thieves can steal financial amounts from the account or make purchases and charge the amount to the victim’s account. In case of impersonating the victim, either by creating a new account, or by modifying the user’s access password to any of their accounts, so that the victim cannot have control over it and only the attacker can access it. In this way, it is intended to carry out what is commonly called cyberbullying or cyberbullying, the purpose is to generate different types of content on behalf of the victim, with the intention that the rest of the users of that service email, social network, blog, they form a negative idea of the victim.
Apply certain methods to prevent IdentityTheft
There are many things you can and need to do to prevent this. Unfortunately, as studies show, most people aren’t even doing the basic things necessary, but if you want to change that you can:
The best way to avoid IdentityTheft is prevention, however, if you suspect that you may have been a victim of identity theft, it is important that you contact your financial institution to request the blocking of the accounts involved. You should also change passwords or block accounts that could be compromised, and above all, report the case to the competent authority.
▸Check the bank report
Obtain a copy of your credit report from time to time and check those elements that seem strange to you, for example, purchases, transfers or refunds that you do not remember making.
▸Use strong passwords
Use passwords that are not obviously related to your username, for example: do not use birthdays, phone numbers, names of relatives, etc. It is also important that you use a different password for each account, in this way, if the access password to any of your accounts is stolen, the rest will remain safe.
▸If necessary, request a paid protection service
Credit monitoring is extremely useful for a number of reasons, including preventing identity theft. If you don’t have access to a tool for free, there are a variety of tools available that you can purchase.
Related posts:
How to prevent Identity Theft (and what it is)
Types of phishing to be careful about
